Please note that we're currently updating this website with 2025–2026 plan information. Premiums seen on these pages may not be finalized.
Permanent Life Insurance
The peace of mind voluntary, permanent life insurance provides is unmatched. It is a solid companion to your group life insurance plan. Texas Life provides life insurance that you can keep for a lifetime. The plan is easy to purchase, pay for, and keep through the convenience of payroll deduction. Coverage is affordable and dependable. Plus, Texas Life has over a century of experience protecting families and giving the peace of mind only permanent life insurance can provide.
Highlights
Express Issue- You only have to answer three health questions – no medical exams required
Portable - You own the policy, and can take it with you even if you change jobs or retire.
No scheduled rate increase
Employees age 49 and under; eligible to receive up to $300,000 coverage; Employees age 50-65; eligible to receive up to $100,000 coverage
Spousal express issue coverage up to $50,000 (varies based on spouse age); Coverage for child(ren) & grandchild(ren) up to $50,000
Chronic Illness Rider – pays up to 92% policy value to help cover cost of long term care if you cannot perform 2 of the 5 ADL (Assisted Daily Living) functions *Now available for new coverage on spouses*
The policy remains in force until you die or up to age 121 if you pay the necessary premium on time.
It is a permanent, universal life policy which means you can rest easy knowing your loved ones will be well taken care of when you’re gone.