Permanent Life Insurance
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The peace of mind voluntary, permanent life insurance provides is unmatched. It is a solid companion to your group life insurance plan. Texas Life provides life insurance that you can keep for a lifetime. The plan is easy to purchase, pay for, and keep through the convenience of payroll deduction. Coverage is affordable and dependable. Plus, Texas Life has over a century of experience protecting families and giving the peace of mind only permanent life insurance can provide.
Highlights
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- Express Issue- You only have to answer three health questions – no medical exams required
- Portable - You own the policy, and can take it with you even if you change jobs or retire.
- No scheduled rate increase
- Employees age 49 and under; eligible to receive up to $300,000 coverage; Employees age 50-65; eligible to receive up to $100,000 coverage
- Spousal express issue coverage up to $50,000 (varies based on spouse age); Coverage for child(ren) & grandchild(ren) up to $50,000
- Chronic Illness Rider – pays up to 92% policy value to help cover cost of long term care if you cannot perform 2 of the 5 ADL (Assisted Daily Living) functions *Now available for new coverage on spouses*
- The policy remains in force until you die or up to age 121 if you pay the necessary premium on time.
- It is a permanent, universal life policy which means you can rest easy knowing your loved ones will be well taken care of when you’re gone.
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Permanent Life Insurance
We're Here to Help
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Harris County Department of Education
Benefits Office
6300 Irvington Blvd.
Houston, TX 77022Email: benefits@hcde-texas.org
Phone: 713-696-8284
First Financial Group of America
Andrew Sipp, Sr. Account ManagerEmail: Andrew.sipp@ffga.com
Phone: 713-502-4616