Permanent Life Insurance

  • The peace of mind voluntary, permanent life insurance provides is unmatched. It is a solid companion to your group life insurance plan. Texas Life provides life insurance that you can keep for a lifetime. The plan is easy to purchase, pay for, and keep through the convenience of payroll deduction. Coverage is affordable and dependable. Plus, Texas Life has over a century of experience protecting families and giving the peace of mind only permanent life insurance can provide. 

Highlights

    • Express Issue- You only have to answer three health questions – no medical exams required 
    • Portable - You own the policy, and can take it with you even if you change jobs or retire. 
    • No scheduled rate increase 
    • Employees age 49 and under; eligible to receive up to $300,000 coverage; Employees age 50-65; eligible to receive up to $100,000 coverage 
    • Spousal express issue coverage up to $50,000 (varies based on spouse age); Coverage for child(ren) & grandchild(ren) up to $50,000 
    • Chronic Illness Rider – pays up to 92% policy value to help cover cost of long term care if you cannot perform 2 of the 5 ADL (Assisted Daily Living) functions *Now available for new coverage on spouses* 
    • The policy remains in force until you die or up to age 121 if you pay the necessary premium on time. 
    • It is a permanent, universal life policy which means you can rest easy knowing your loved ones will be well taken care of when you’re gone.
  • Permanent Life Insurance Texas Life

We're Here to Help

  • Harris County Department of Education
    Benefits Office
    6300 Irvington Blvd.
    Houston, TX 77022 

    Email: benefits@hcde-texas.org
    Phone: 713-696-8284 


    First Financial Group of America
    Andrew Sipp, Sr. Account Manager 

    Email: Andrew.sipp@ffga.com
    Phone: 713-502-4616