Cancer Insurance
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Thousands of Americans are diagnosed with cancer each day. No doubt, the news is devastating, both personally and financially. It’s impossible to anticipate a cancer diagnosis, but it is possible to prepare for it with a cancer insurance plan.
It is likely that your major medical coverage will not cover all the costs associated with a cancer diagnosis. Supplementing your major medical with cancer insurance may help you pay for related expenses, such as copays and deductibles, specialists, experimental treatment, specialty hospitals, travel expenses, in-home care and more.
Premiums are paid through convenient payroll deduction to ensure your policy remains in force if you should need it. Benefits are paid directly to you, so you can choose how to spend the money. Visit the Employee Benefits Center and view policy for more details.
Highlights
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- Benefits are paid directly to you and coverage can be for you or your entire family
- Pays you based upon a schedule of 25 benefits; some of the key benefits include:
- Pays up to $10,000 (Low Plan) or $15,000 (High Plan) annually for chemotherapy, radiation, and immunology
- Both plans pay you upon initial cancer diagnosis: Low Plan ($2,500) and High Plan ($5,000)
- Both plans include an Intensive Care Unit (ICU) rider that will pay $600 daily, up to 45 days, if you are confined to the ICU for ANY reason
- Pays Wellness Screening benefit per year of $25 (Low Plan) or $75 (High Plan)
- Pays for Hospital Confinement, Extended Care Facilities, Hospice Care, Surgery, among other things
- For any new coverage, pre-existing condition limitations will apply for the first 12 months. American Fidelity will not pay for any loss due to a pre-existing condition during the first 12 months of coverage.
Coverage | Basic Plan (Monthly) | Basic Plan (Semi-Monthly) | Enhanced Plan (Monthly) | Enhanced Plan (Semi-Monthly) |
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Employee Only | $15.80 | $7.90 | $31.62 | $15.81 |
Employee + Family | $26.86 | $13.43 | $53.80 | $26.90 |
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Cancer Insurance
We're Here to Help
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Harris County Department of Education
Benefits Office
6300 Irvington Blvd.
Houston, TX 77022
Email: benefits@hcde-texas.org
Phone: 713-696-8284Erika Ibarra
HCDE Benefits Coordinator
Email: erika.ibarra@hcde-texas.org
First Financial Group of America
Andrew Sipp, Sr. Account ManagerEmail: Andrew.sipp@ffga.com
Phone: 713-502-4616