• Benefits open enrollment for 2025–2026 is now closed. You may be eligible to change your elections if you meet certain criteria. Check eligibility.

Financial Coaching

  • Introducing a Financial Wellness Initiative for Benefits-Eligible Employees

     

    HCDE is proud to offer a new employer-paid financial wellness benefit through Foundation 99, giving benefits-eligible employees access to free, confidential financial coaching and tools to help you take control of your financial future.

    What You Get

    Whether you're just starting out or planning for retirement, Foundation99's certified financial coaches can help you:

    • Pay down debt
    • Improve your credit
    • Navigate student loan forgiveness
    • Prepare for retirement
    • Save for emergencies
    • Manage your budget

Empowering the Shift from Safety to Freedom

  • Foundation 99 understands that not everyone is at the same level in their financial journey. Their focus is to empower #TeamHCDE to make the shift from safety to freedom. Below are the four stages they've identified that most people fall under at some point in their lives.
  • Safety Living paycheck to paycheck, often having to put expenses on credit cards or payday loans.
  • Stability Have barely enough to make ends meet but are stuck with debt and not saving any money.
  • Building Ready to handle unexpected expenses andstill continuing to save each paycheck.
  • Freedom Little to no debt other than mortgage. Contributing to long-term financial goals. Confident and thriving.

Discover Financial Coaching that Works for You

  • Discussing finances is a pivotal part of the process, but it’s one people tend to avoid. Whether from anxiety or fear, people refer to their loved ones for financial advice rather than trusted experts.

    Through this new partnership, HCDE and Foundation 99 will provide financial coaches to help you create a plan of action to meet your unique goals - at NO COST!

    Coaches know how nerve-wracking it is to talk about money, which is why every conversation is 100% confidential. They approach every person with the utmost care and respect.

How it Works

  • Connect Conveniently choose to meet when it works for you—on-demand or by appointment
  • Meet Partner with your coach to make a personalized plan to map out your path to financial freedom
  • Learn Work toward your goals! Between coaching sessions, take small, practical steps through the FinPath platform to improve your finances

How to Register

  • Take control of your financial wellness today by registering for Foundation 99. Visit The Portal for more information and registration instructions.

    Register Now on The Portal
  • Financial Coaching TCG

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