At HCDE, we believe great benefits shouldn't require complex calculations. Whether you're an educator shaping young minds, a central office administrator keeping operations running smoothly, or a shared services professional supporting our mission behind the scenes, we've designed a benefits package that multiplies your financial security and quality of life.
Working at HCDE means access to competitive health coverage through TRS-ActiveCare with multiple plan options to fit your needs:
Medical & Prescription Drug Coverage – Multiple TRS-ActiveCare plans with statewide or nationwide networks through Blue Cross Blue Shield and Express Scripts
Dental Insurance – PPO and DHMO options through Cigna with comprehensive coverage for preventive, restorative, and emergency care
Vision Insurance – MetLife/Superior Vision plans with coverage for exams, glasses, and contact lenses
Telemedicine – 24/7 access to board-certified physicians via phone or video at no cost through Recuro Health
Medical Transport Protection – MASA coverage for emergency air or ground transport anywhere in the U.S.
Financial Wellness = Smart Savings
Your financial health matters just as much as your physical health:
Flexible Spending Accounts (FSA) – Set aside pre-tax dollars for medical and dependent care expenses
Health Savings Accounts (HSA) – Tax-advantaged savings that roll over year to year and grow with interest
403(b) Retirement Plans – Voluntary savings with 50+ vendor options to match your investment style
457(b) Retirement Plans – Additional tax-deferred retirement savings with no early withdrawal penalties
Dual Retirement Advantage – Build wealth through multiple retirement accounts alongside your TRS pension and Social Security benefits
Supplemental Insurance Options
Because life is unpredictable, we offer additional protection to fill the gaps:
Accident Insurance – Direct cash benefits to help cover costs from unexpected injuries
Hospital Indemnity – Lump-sum payments for hospital stays with no deductibles to meet
Cancer Insurance – Financial support for treatment costs, travel, and related expenses
Long-Term Disability – Income replacement if you're unable to work due to illness or injury
Benefits That Have Your Back
When life happens, HCDE has you covered:
Employer-Paid Life & AD&D – $20,000 in coverage at no cost to you
Voluntary Life Insurance – Additional term life coverage for you, your spouse, and children
Permanent Life Insurance – Portable, universal life policies through Texas Life that you own for life
Legal Services – MetLife Legal Plans for wills, real estate matters, family law, and more
Identity Theft Protection – 24/7 monitoring and recovery services through iLock360
Employee Assistance Program – Confidential counseling and support for personal, work, and life challenges
Ready to join a team where your well-being counts?
